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SOURCES:
Healthcare.gov: "Children’s Pre-existing Conditions," "Glossary: Co-payment, Deductible, Out-of-pocket limit, Preauthorization, Premium," "Has Your Health Insurer Denied Payment for a Medical Service? You Have a Right to Appeal," "Insurance Basics," "Preventive Services Covered Under the Affordable Care Act," "The Health Insurance Marketplace," "The Value of Health Insurance."
Kaiser Family Foundation: "Patient Cost Sharing Under the Affordable Care Act."
National Council of State Legislatures: "Health Insurance: Premiums and Increases."
Patient Advocate Foundation: "Understanding Your Explanation of Benefits."